SAS DU 4 FEVRIER
Your Expert Broker for French Financial Solutions. We specialize in professional brokerage services across mortgages (prêt immobilier), credit buybacks (rachat de crédit), and insurance, ensuring you secure the most advantageous financial terms in the French market. Our expertise simplifies complex financial operations, providing clear pathways to your financial goals.
About Us
SAS DU 4 FEVRIER is a specialized financial brokerage firm operating within the French financial services sector, dedicated to providing expert guidance and securing optimal financial products for our clients. Our core business revolves around acting as an intermediary for complex credit operations, including mortgage brokerage, credit consolidation, and insurance advisory. We understand that navigating the French banking and insurance landscape can be challenging, filled with nuanced regulations and varied offers. Our mission is to simplify this process, leveraging our deep market knowledge and extensive network of financial partners to find solutions that are perfectly tailored to your unique financial situation. As a Société par Actions Simplifiée (SAS), we operate with the agility and professionalism required to deliver fast, transparent, and highly effective results, ensuring you benefit from the best possible terms and conditions available in France.
Our Services
SAS DU 4 FEVRIER offers a focused suite of brokerage services designed to optimize your financial operations and secure your assets.
  • Mortgage Brokerage (Courtage de Prêt Immobilier)

    We guide you through the entire process of securing financing for your property purchase in France. This service includes assessing your borrowing capacity, comparing offers from multiple lenders, negotiating the lowest possible interest rate, and advising on the optimal loan structure. Our goal is to ensure you obtain the best mortgage terms, making your dream of French property ownership a financial reality.
  • Credit Buyback and Consolidation (Rachat de Crédit)

    If you have multiple loans (mortgages, consumer credit, etc.), we specialize in consolidating them into a single, more manageable loan with a potentially lower monthly payment and interest rate. This service simplifies your budget, reduces your overall debt burden, and improves your monthly cash flow, providing a fresh start for your personal or business finances.
  • Insurance Brokerage (Courtage en Assurances)

    We act as an independent broker for various insurance products, including mandatory mortgage insurance (assurance emprunteur), property insurance, and other personal or business coverage. We compare policies from a wide range of providers to find the coverage that meets your needs at the most competitive price, ensuring your assets and financial commitments are fully protected.
Why Choose Us?
Our specialized focus on brokerage and deep understanding of the French financial system provide a distinct advantage for securing your financial future.
  • Specialized Credit Brokerage Expertise

    Our primary focus is on credit brokerage, specifically prêt immobilier (mortgages) and rachat de crédit (credit buybacks/consolidation). This specialization means we are not generalists; we are experts in negotiating the most favorable interest rates, repayment terms, and conditions for these critical financial products. We handle the complex process of comparing offers and liaising with banks, saving you significant time and money.
  • Deep Network of French Financial Partners

    Over years of operation, we have cultivated strong, established relationships with a wide network of French banks, credit institutions, and insurance providers. This network allows us to access exclusive offers and secure terms that are often unavailable to individual applicants. Our position as a trusted intermediary ensures your application receives priority attention and a favorable review.
  • Comprehensive Financial Simplification

    The process of securing a mortgage or consolidating debt can be overwhelming. We act as your single point of contact, simplifying the entire process from initial consultation to final signing. We manage all the necessary paperwork, regulatory compliance, and negotiations, providing you with clear, concise updates and expert advice at every stage, making complex finance easy to understand.
  • Client-Centric and Transparent Service

    We are committed to a client-first approach, ensuring that our advice is always impartial and solely focused on your best financial interest. Our fee structure is transparent, and we clearly explain the pros and cons of every option presented. We pride ourselves on building long-term relationships based on trust, ensuring you feel confident and supported throughout your financial journey.
Ready to Secure Your Best Financial Terms?

Contact us today to unlock your optimal financial solution.
SAS DU 4 FEVRIER
+33758056190
office@sasdu4fevrier.com
3201 CHE DES MONTS 14600, NORMANDIE France
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